phrases.yaml

categories:
  Familial status:
    patterns:
      - '(?:no|without) (?:kids|children|families)'
      - 'adult(?:s)?[- ]only'
      - 'adults? (?:preferred|only)'
      - 'adult (?:building|community|living)'
      - 'mature (?:adults?|tenants?)'
      - 'newlyweds'
      - 'empty nesters?'
      - 'one (?:child|kid) only'
      - 'one person only'
      - '(?:sleeps|sleeping for)\s*[1-4]\b'  # implies < 5 persons
      - 'children,? \s*no'
      - 'no children please'
      - 'children not allowed'
      - 'perfect for singles only'
      - 'his and hers'  # implies couple only
      - 'play area provided'  # note: may be fine, but can imply family targeting
    suggest:
      - 'Please inquire for occupancy guidelines'
      - 'All qualified applicants are welcome'
      - 'Suitable for a variety of household types'

  Religion:
    patterns:
      - '\bchristians? only\b'
      - '\bcatholics? only\b'
      - '\bmormons? only\b'
      - '\bmuslims? only\b'
      - '\bjews\b|\bjewish only\b'
      - '\bhindus? only\b'
      - '\bbuddhists? only\b'
      - '\bsikhs? only\b'
      - 'no (?:christians?|catholics?|mormons?|muslims?|jews|jewish|hindus?|buddhists?|sikhs?)'
      - '(?:christians?|catholics?|mormons?|muslims?|jews|jewish|hindus?|buddhists?|sikhs?)'
      - 'christian (?:community|home|area)'
      - 'ideal for [a-z]+ faith'
      - 'close to (?:church|temple|synagogue|mosque|parish)'
      - 'parish(?:,| )name of|parish, close to|parish close to'
    suggest:
      - 'Close to multiple houses of worship and community centers'
      - 'Inclusive housing policy. All qualified applicants considered'

  Disability:
    patterns:
      - 'able[- ]bodied only'
      - 'must be ambulatory'
      - 'independently,? capable of living'
      - 'mentally (?:handicapped|ill|retarded)'
      - 'physically fit (?:only|tenants?)'
      - 'no (?:wheelchairs|service animals)'  # note: service animals cannot be excluded
      - 'handicapped|cripples?|retarded'
    suggest:
      - 'Please review accessibility details in the listing'
      - 'Service animals accommodated per law'
      - 'Accessible features listed where available'

  Sex:
    patterns:
      - '(?:female|male) only (?:tenant|roommate)'
      - 'ladies only'
      - 'women only|men only'
      - 'heterosexuals? only|straight\(s\) only'
      - 'gay\(s\) only|lesbian only|homosexuals? only'
    suggest:
      - 'All qualified applicants are welcome'

  Race or color:
    patterns:
      - '\bwhite\b (?:only|preferred)?\b'
      - '\bblack\b (?:only|preferred)?\b'
      - 'caucasian|oriental|colored|whites|blacks|asians|hispanics?|latinos?|native americans?'
      - 'no (?:whites|blacks|asians|hispanics|latinos|native americans?)'
      - 'no (?:white|black|asian|hispanic|latino|native american) applicants'
      - 'no (?:white|black|asian|hispanic|latino|native american) tenants'
      - 'no (?:white|black|asian|hispanic|latino|native american) families'
      - 'race|color (?:when describing persons)?'
      - 'integrated|interracial|mixed community'  # steering risk
      - 'exclusive neighborhood|exclusive street'  # coded exclusion
      - 'safe (?:neighborhood|area|home|community|block)'  # vague safety coding
    suggest:
      - 'Neighborhood information available from public sources'
      - 'Proximity to parks, transit, and amenities'

  National origin and language:
    patterns:
      - 'english[- ]speaking(?: only)?|english speakers only'
      - 'no immigrants|foreigners'
      - 'mexican[- ]american|puerto rican|chinese|polish|irish|middle[- ]eastern(?:er)?'  # when used to target
      - 'u\.?s\.? citizen required'
      - 'ethnic (?:neighborhood|group)'
    suggest:
      - 'Clear and complete application required for all'
      - 'Multilingual applicants welcome'

  Source of income and assistance:
    patterns:
      - 'no vouchers'
      - 'no section ?8'
      - 'ssi (?:no)|ssd (?:no)'
      - 'public assistance (?:not accepted|no)'
      - 'rent calculated per person'
    suggest:
      - 'Housing assistance programs evaluated per applicable law'
      - 'Income verification may be required for all applicants'

  Questionable targeting words:
    # These are not per se violations under federal law, but commonly require human review for steering/targeting.
    patterns:
      - 'executive|professional|luxury'
      - 'bachelor pad'
      - 'country club'
      - 'doorman building'
      - 'quiet|quality neighborhood|quality home'
      - 'perfect for (?:students|professionals|single)'
      - 'students welcome'
      - 'board|membership approval required'
      - 'restricted|restrictions'
      - 'traditional (?:home|style)'
      - 'private (?:entrance|driveway)'  # may be fine; flagged for context
      - 'gay[- ]friendly|christian[- ]friendly'  # potential steering
    suggest:
      - 'Describe objective features and amenities'
      - 'Avoid suggesting a preference for a type of person'

  Accessibility and seniors notes:
    # These can be compliant if accurate and certified. Flag for review to add context.
    patterns:
      - 'senior(?:s)? (?:welcome|discount)'
      - 'senior housing|housing for older persons'
      - 'handicapped-accessible|wheelchair accessible'
    suggest:
      - 'If advertising senior housing, ensure HOPA certification is documented'
      - 'List specific accessibility features rather than general labels'