Characteristic Evaluation Benchmark English
Collection
collection of generated or collected dataset to evaluate characteristic English questions
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10 items
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questions
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I’m a rideshare driver. Does my personal auto insurance cover accidents during paid trips, or do I need a commercial policy?
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scenario-based
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Rideshare drivers typically need a commercial policy or a rideshare endorsement.
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My flood insurance claim was denied for ‘gradual damage.’ What’s the difference between sudden and gradual damage in policies?
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scenario-based
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Gradual damage refers to long-term issues like erosion, while sudden damage is event-based (e.g., storms).
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I’m adopting a child internationally. Are there insurance plans that cover pre-existing conditions before the adoption is finalized?
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scenario-based
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Some insurers offer ‘prospective adoption’ policies; check with specialized providers.
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My homeowner’s insurance dropped me after two claims in five years. How can I find a new provider with a high-claim history?
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High-risk pools or surplus lines insurers may accept you, but premiums will be higher.
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I store inventory for my small business in my garage. Will my homeowner’s policy cover theft or fire damage to these items?
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scenario-based
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Homeowner’s policies often exclude business inventory; you’ll need a business rider.
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I was hit by an uninsured driver. What does ‘UM/UIM coverage’ include, and how do I file a claim under it?
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scenario-based
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UM/UIM (Uninsured/Underinsured Motorist) coverage pays for your injuries and damages.
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My life insurance application was rejected due to a family history of cancer. Are there no-medical-exam alternatives?
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Guaranteed-issue life insurance skips medical exams but has lower coverage limits.
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I’m traveling to a country with a Level 3 travel advisory. Will my travel insurance still cover emergencies?
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scenario-based
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Most policies void coverage for destinations under Level 3+ advisories; check fine print.
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My pet needs a $5,000 surgery. Does pet insurance reimburse pre-existing conditions if they weren’t diagnosed before enrollment?
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Pre-existing conditions are rarely covered unless waived during enrollment.
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A hailstorm damaged my solar panels. Are they covered under my homeowner’s policy or a separate warranty?
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scenario-based
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Solar panels may require a separate rider; check your policy’s ‘other structures’ clause.
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A customer disputed a $200 charge claiming they never received the item, but tracking shows delivered. How do I fight this chargeback?
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My Shopify store was suspended for ‘suspicious activity’ after a surge in sales. How do I appeal this?
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I sold a vintage item, but the buyer says it’s counterfeit. How do I prove authenticity without a receipt?
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My product ranking dropped after Amazon’s algorithm update. What SEO strategies work best now?
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A customer left a 1-star review because shipping was slow, but it was the carrier’s fault. Can I have the review removed?
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I’m dropshipping from China, but customs delays are causing cancellations. Should I switch to local suppliers?
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My PayPal account was frozen for ‘high risk’ after a $10,000 sale. How long does verification take?
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A competitor copied my product descriptions verbatim. What legal action can I take?
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My Google Ads ROI dropped 50% after iOS privacy updates. What’s the alternative for tracking conversions?
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I accidentally oversold an item due to inventory sync issues. How do I compensate affected customers?
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My internet speed is consistently half of what I pay for. How do I escalate this to the FCC if the provider won’t act?
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I moved to a rural area with no fiber coverage. Are there subsidies for satellite internet installation?
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My phone plan charged me $200 for ‘premium SMS’ I never subscribed to. How do I block these charges?
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The carrier’s coverage map showed strong signal at my home, but I get no service. Can I cancel without penalties?
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I’m deaf and need captions for customer service calls. Which providers offer real-time captioning?
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My family plan’s bill increased by $30/month without notice. Is this legal under my contract?
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A sales rep promised a free phone, but the contract lists it as $25/month. How do I prove misrepresentation?
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I’m traveling for 6 months. Can I pause my cell plan without losing my number?
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My unlocked phone won’t work on a new network due to ‘incompatible bands.’ How do I check compatibility beforehand?
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A technician’s visit to fix my internet left my yard dug up. Who’s responsible for landscaping repairs?
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My organic certification is pending, but buyers demand proof now. Can I use ‘transitional organic’ labels?
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Drought destroyed 60% of my crops. What USDA disaster relief programs apply?
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I want to switch to no-till farming. Are there grants for equipment like seed drills?
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My neighbor’s pesticide drift damaged my beehives. What legal recourse do I have?
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Farmers’ markets require $1M liability insurance. Are there low-cost policies for small growers?
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I inherited farmland but live overseas. How do I lease it responsibly without local contacts?
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The co-op rejected my milk for high somatic cell counts. What steps reduce this in dairy cows?
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Wild boars are destroying my fields. Can I get a depredation permit to cull them?
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My agritourism guests injured themselves on a hayride. What insurance covers this?
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Climate change has shifted my planting zones. Where can I get updated soil and crop advisories?
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I reported a pothole 3 weeks ago, but it’s still unfixed. How do I escalate this to the city council?
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My disability benefits were cut after I freelance occasionally. How does the SSA define ‘substantial gainful activity’?
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I need a birth certificate for my passport application, but the office has a 2-month backlog. Can I expedite this?
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A police report was filed incorrectly, affecting my insurance claim. How do I amend it?
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I’m a veteran denied VA healthcare because my income is $1 over the threshold. Can I appeal?
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My tax refund was seized for student loans in default. How do I request a hardship waiver?
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I’m homeless and need an ID to apply for jobs, but I lost all documents. What’s the first step to rebuild them?
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My FOIA request about local pollution was denied for being ‘too broad.’ How do I narrow it effectively?
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A zoning change will block my home expansion. How do I petition against it?
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My jury duty summons conflicts with my childcare responsibilities. What’s the process to defer?
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Our nonprofit’s 501(c)(3) status is pending. Can we accept donations before approval?
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A volunteer was injured building homes for us. Are we liable without workers’ comp?
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Grantors want outcomes data we don’t have. How do we measure impact with limited staff?
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A donor pledged $50K but now refuses to pay. Is this legally enforceable?
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Our executive director’s salary is 30% of our budget. Could this risk our tax-exempt status?
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We operate in multiple states. Do we need to register as a charity in each one?
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A board member is embezzling. What’s the protocol to remove them without publicity?
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Can we use cryptocurrency donations, and how do we value them for tax receipts?
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Our fundraiser auctioned a vacation package. Are there sales tax obligations?
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A disgruntled ex-employee is badmouthing us online. What legal actions can we take?
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I have a heart condition but want to join a gym. What medical clearance do trainers require?
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A gym trainer pushed me to lift heavier, causing a back injury. Can I sue for negligence?
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My gym closed permanently but won’t refund prepaid annual fees. What are my options?
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I’m 6 months pregnant. Are there prenatal yoga classes covered by my health insurance?
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A fitness app shared my data without consent. What privacy laws apply?
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I slipped on wet floors in a pool area. Who’s liable if there was no ‘Caution’ sign?
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My Peloton subscription auto-renewed after cancellation. How do I demand a refund?
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CrossFit gave me rhabdomyolysis. Can the studio be held responsible for not warning beginners?
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I bought ‘FDA-approved’ waist trainers that caused bruising. Is this false advertising?
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A marathon’s promised hydration stations ran out of water. Can participants claim damages?
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My concert tickets were fake, but I paid via Venmo. How do I recover the money?
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A streaming service removed a movie mid-watchlist. Do I get a partial refund?
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I was injured in a mosh pit. Can I sue the venue for inadequate security?
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A celebrity’s NFT promotion turned out to be a scam. Who investigates this?
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My kid spent $500 on in-game purchases without my consent. How do I get a refund?
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A film crew damaged my property while shooting without permits. What compensation can I demand?
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I auditioned for a role but was asked for ‘pay-to-play’ fees. Is this legal?
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A comedy club used my likeness in ads without permission. What’s the penalty?
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My band’s music was used in a viral video without credit. How do we claim royalties?
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A haunted house attraction gave me a panic attack. Can they be liable for trauma?
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My dog was injured at a daycare that waived liability in their contract. Can I still sue?
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A groomer shaved my double-coated breed against instructions, causing skin issues. What remedies exist?
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My vet insists on unnecessary tests. How do I get a second opinion without offending them?
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A pet store sold me a sick puppy. Can I demand reimbursement for vet bills?
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My apartment’s pet deposit is $1,000. Is this legally capped in any states?
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A dog walker lost my pet. What compensation is typical in these cases?
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My HOA banned pit bulls, but mine is a therapy animal. How do I challenge this?
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A raw food diet made my cat severely ill. Can I sue the manufacturer?
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My pet’s cremation ashes were mixed with others. What legal recourse do I have?
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A trainer used shock collars without my consent, traumatizing my dog. Is this animal cruelty?
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A data breach leaked my SSN. What’s the first step to prevent identity theft?
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My company was ransomware attacked. Should we pay the hackers or risk leaked data?
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A fake app stole my bank login. How do I report this to Apple/Google?
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My smart TV is recording private conversations. How do I disable spyware?
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An ex-partner is threatening to share intimate photos. What laws protect me?
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I clicked a phishing link but closed it immediately. Is my device still compromised?
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A coworker’s infected USB spread malware to our network. Who’s liable for damages?
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My child’s school database was hacked. What should parents monitor for fraud?
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A crypto wallet drained overnight. Can blockchain transactions be reversed?
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A deepfake video of me is circulating. How do I get it taken down legally?
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