Datasets:

---

zera09

/

finance_chat_v2

like 0

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_insurance/Insurance/Group Loan Insurance-Claim Form_page-0003.jpg", "text": null, "type": "image" }, { "image": null, "text": "Could you please let me know what details are needed in the section for the borrower's information on the Group Loan Insurance Claim Form? Thank you!", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "In the borrower's information section, aapko borrower ka poora naam, address, contact number, date of birth, aur identification details dena hoga. Yeh sunishchit karein ki saari jaankari original policy ke records ke saath match karti ho. Kya aapko aur madad chahiye?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images/banking/application-form-for-home-loan_page-0006.jpg", "text": null, "type": "image" }, { "image": null, "text": "I hope you're doing well. I noticed a section on the home loan form regarding guarantors. Could you please guide me on what information is required to be filled in there? Thank you!", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "For the guarantors section, kindly list the guarantor's full name, contact details, relationship to you, and their financial details, such as income and assets. Please ensure that they are aware of being listed and have agreed to act as a guarantor. If you need any clarification on guarantor commitments, feel free to ask.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Loan Recovery Appeal Form (1)_page-0001.jpg", "text": null, "type": "image" }, { "image": null, "text": "If I need to file a Loan Recovery Appeal using this form, what steps should I take?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "First, please complete the Loan Recovery Appeal Form with your personal and loan details. Then, kindly attach any supporting documents. Finally, submit it to your lender's loan recovery department. If you need assistance with any specific section, feel free to ask.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_trading/trading/individual-demat-and-trading-account-opening-form_page-0015.jpg", "text": null, "type": "image" }, { "image": null, "text": "Certainly! Here's a warm and professional Hinglish translation:\n\n\"Could you please guide me on how to verify which bank details are compatible for opening a demat account?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Certainly! Here's a polite and respectful Hinglish translation for you:\n\n\"Please aap apne broker ke requirements ke saath compatible bank details verify kar sakte hain. Aam taur par, net banking facilities ke saath ek savings ya current account ki zarurat hoti hai. Kya aapko kisi broker ko dhundhne mein ya specific requirements check karne mein madad chahiye?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What happens agar main apne loan par ek extra payment kar doon? Kya yeh meri interest ya tenure ko kam kar dega?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Hello! Apne loan par extra payment kar dena aapko bahut fayda pahuncha sakta hai ya to interest ko kam karke yaad loan ka tenure chhota karke, yeh uspe depend karta hai ki aapka lender payment kaise apply karta hai. Adhikatar lenders extra payments ko seedha loan principal par apply karte hain, jo baki balance ko kam kar deta hai. Iska natija hai ki samay ke sath aap kam interest pay karenge kyunki interest outstanding balance par calculate hota hai. Kuch cases mein yeh loan term bhi choti ho sakti hai agar aap scheduled regular payments continue karte hain. Fayda badhane ke liye, apne lender se confirm karein ki extra payment principal par apply hoti hai aur na ki future installments par. Best of luck aapke loan ko effectively manage karne ke liye!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_trading/trading/TRANSMISSION REQUEST FORM 7.1 (In case of death of sole holder) 1.png", "text": null, "type": "image" }, { "image": null, "text": "Could you kindly guide me through the specific steps involved in submitting a Transmission Request Form after the passing of the sole holder?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Please gather the necessary documents such as the death certificate and legal heirship certificate. Fill out the form and submit it to the financial institution. Kindly ensure that all details are accurate to avoid any processing delays. If you need guidance on filling out any section, please feel free to ask.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What are the risks of buying gold versus putting money in a savings account? Kya hai gold kharidne ki risk savings account mein paisa lagane ke mukable?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Gold prices kaafi unpredictable ho sakte hain aur ye market demand par depend karte hain, jabki ek savings account zyada stability aur kam risk ke saath aata hai lekin growth slow hoti hai.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Passing money through a different account to avoid cash pay-in fees Paise ko alag account mein transfer karke cash pay-in fees se bachna", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "It might save you a chhota amount, lekin the risk of complications is not worth it. Especially in cases like escrow funds, legality matters. Even if legal, it can mess up your records and cause more trouble than it's worth.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images/banking/application-form-for-home-loan_page-0002.jpg", "text": null, "type": "image" }, { "image": null, "text": "Certainly! Here's a warm and professional Hinglish translation:\n\n\"Could you please guide me on how to fill out the 'Property Details' section on the home loan application form?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "In the 'Property Details' section, kripya property's address, size, type, aur current market value provide karein. Ye information lenders ko loan security evaluate karne mein madad karti hai. Kya aapko apni property ki value assess karne mein madad chahiye?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Loan Recovery Appeal Form (1)_page-0015.jpg", "text": null, "type": "image" }, { "image": null, "text": "\"I found a Loan Recovery Appeal Form. Is ka istemal main apne loan repayment terms ko appeal karne ke liye kaise effectively kar sakta hoon? Aapki madad ke liye main aabhari rahunga.\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "To use the Loan Recovery Appeal Form effectively, kindly provide detailed information about your financial situation, reasons for your appeal, and attach any supporting documents like pay stubs or medical bills. Would you like some tips on writing a persuasive appeal statement?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What is dollar-cost averaging aur kyun investors ise use karte hain?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Dollar-cost averaging ek investment strategy hai jahan ek investor regular intervals par ek fixed dollar amount ka stock kharidta hai, bina stock ke price ko dekhe. Investers is method ka use karte hain market volatility ka asar kam karne ke liye, kyunki unhe alag-alag price points par shares milte hain samay ke saath. Ye madad karta hai bade amount ko market drop ke pehle invest na karne mein risk se bachne mein.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Sure, here is the converted passage in Hinglish: Kya main apne PPF account ke liye kisi ko nominate kar sakta hoon? Process kya hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Yes, aap apne PPF account ke liye kisi ko nominate kar sakte hain. Yeh process bahut simple hai: Account khulte samay: Aap nomination form bhar sakte hain aur nominee ke details jaise unka naam, aapke saath rishta, aur address mention kar sakte hain. Account khulne ke baad: Aap nominee ko ab bhi add ya change kar sakte hain nomination form bharke bank ya post office mein aur use apne account number ke saath submit kar sakte hain. Agar account holder ki maut ho jaati hai toh nominee ko PPF balance mil jaayega. Aap ek ya zyada logon ko nominate kar sakte hain, aur zarurat padne par nominee ko update ya change bhi kar sakte hain. Agar aur koi madad chahiye toh feel free to ask!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Could technology improvements help banks provide better transaction access? Kya technology ke sudharan se banks ko behtar transaction access pradan karne mein madad mil sakti hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Haan, lekin purane systems aur risk se bachne ki tendency naye aur innovative solutions ki implement karne mein rukawat daal deti hai.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How important is the Sharpe Ratio? Kitna mahatvapurn hai Sharpe Ratio?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Hello! Sharpe ratio ek aam taur par istemal kiye jaane wale methods mein se ek hai risk-adjusted relative returns ka mapan karne ke liye\". Yeh matlab hai ki agar aapke paas do nivesh hain jo dono lambe samay tak 10% ki laabh prapti dete hain, to behtar hai ki aap unmein se wahi chunein jiska Sharpe ratio adhik hai, kyunki yeh saman sthan tak aane ke liye ek sahaj safar provide karega. Dusri investment, agar uska Sharpe ratio bahut kam hai, to wah bhi wahan pahunch jayegi lekin safar ke dauran aapko hava ki bimari ki pichkaari istemal karni pad sakti hai. Iska arth hai - aap hila hila kar nikal sakte hain. Further madad ke liye mujhe batayein!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Sanction Letter for Loan_page-0004.jpg", "text": null, "type": "image" }, { "image": null, "text": "\"Dear Sir/Madam, I hope you are doing well. My Loan Sanction Letter mentions a processing fee. Could you please provide me with more information about this? Thank you for your assistance.\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "\"The processing fee aapke loan application ko handle karne ka charge hai. Yeh kaise calculate hota hai aur kya yeh loan amount se deduct hota hai ya upfront pay karna padta hai, yeh check kariye. Kya aapko loan processing fees ke baare mein aur jaankari chahiye?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_insurance/Insurance/SBI General Single Project Professional Indemnity_page-0003.jpg", "text": null, "type": "image" }, { "image": null, "text": "Certainly! Here is the translation in a polite and respectful Hinglish tone:\n\n\"Single Project Professional Indemnity Insurance form pe aksar kaunsi information maangi jaati hai?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Certainly! Here's a polite and respectful Hinglish translation:\n\n\"The form mein aapko aksar project ke details, aapke business ka address, estimated revenue, pehle ke claims, aur covered professionals ke names dene hote hain. Kya aapko kisi specific section ko samajhne mein madad chahiye?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Can I apne khud ke account mein ek self cheque deposit kar sakta hoon?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Yes, aap apne khud ke account mein ek self cheque jama kar sakte hain. Ek self cheque aam taur par aap dwara khud ko jari kiya jata hai, aur ise wahi account mein jama kiya ja sakta hai jisse yah nikala gaya tha. Yeh process kisi bhi aur cheque ko jama karne jaisi hi hai. Agar aapko aur adhik details chahiye to mujhe batayein!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How much time lagta hai ek debit card ko Asia mein receive karne mein?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "The waiting period for a debit card in Asia typically ranges from 5 to 10 business days, depending on the country and the bank's processing times. Some banks offer expedited services, allowing you to receive your card within 2 to 3 days if you apply in-person at a branch. However, if you apply online or through a mobile app, it may take slightly longer. Feel free to reach out if you'd like to know about specific banks or faster delivery options! Asia mein debit card ke liye intezaar ka samay aam taur par 5 se 10 business days tak hota hai, desh aur bank ke processing samay par nirbhar karta hai. Kuch banks tezi seva bhi pradan karte hain, jisse aap apna card 2 se 3 dinon mein prapt kar sakte hain agar aap branch mein vyaktigat roop se aavedan karte hain. Lekin, agar aap online ya mobile app ke madhyam se aavedan karte hain, to thoda aur samay lag sakta hai. Kripya sampark karein agar aap kisi vishesh bank ya tezi seva vikalpon ke baare mein janana chahte hain!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How can main meri investments ko bear market ke dauraan protect karoon?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Hello! Strategies include diversifying, focusing on defensive stocks, ya fir using stop-loss orders. Mujhe batao agar tumhe personalized tips chahiye risk management pe!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images/banking/application-for-loan-overdraft-against-securities-05jan-22_page-0006.jpg", "text": null, "type": "image" }, { "image": null, "text": "Could you please let me know which documents I need to submit along with the 'Application for Loan/Overdraft Against Securities'? Thank you!", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Toh aapko aam taur par identification proof, income statement, aur jo securities aap collateral ke roop mein use karna chahte hain, unki details submit karni hogi. Kya aapko in documents ko tayyar karne mein madad chahiye?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "The benefit of opening a Certificate of Deposit (CD) Account kya hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "CDs typically offer higher interest rates than most savings accounts, but access to your money is limited. Consider high-yield savings accounts for more flexibility. CDs aam taur par zyada interest rates offer karte hain compared to most savings accounts, lekin aapke paise tak pahunchne ki accessibility limited hoti hai. High-yield savings accounts ko consider karein for more flexibility.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Loan Agreement Form (5).jpg", "text": null, "type": "image" }, { "image": null, "text": "Certainly! Here's a translation in polite and respectful Hinglish:\n\n\"Is Loan Agreement Form ke hisaab se agar main apne loan pe extra payments karoon toh kya hota hai?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "\"Extra payments karne se aapka principal balance jaldi reduce ho sakta hai, jis se aap interest mein aur loan term mein savings kar sakte hain. Aapke form ke 'Prepayment' ya 'Extra Payments' section ko review karna best hoga kisi bhi specific terms ke liye. Kya aapko aur madad chahiye?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_insurance/Insurance/CLAIM FORM - WORKMENS COMPENSATION_page-0002.jpg", "text": null, "type": "image" }, { "image": null, "text": "\"Workmen's Compensation Claim Form ke employer information section mein kya include hona chahiye?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "In the employer information section, please include the company's name, contact details, policy number, and supervisor's name. Kindly ensure that the details are accurate for prompt processing. Need help with another part of the form?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What is a joint loan, and who can apply for it? Joint loan kya hota hai, aur iske liye kaun kaun apply kar sakta hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "A joint loan allows do yaar ya zyada individuals, jaise ki spouses ya business partners, to co-apply for a single loan. Dono applicants share karte hain equal responsibility for repayment. Kya aapko eligibility ke baare mein aur jaanna hai?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Is it okay to apne budget ko har kuch mahine mein adjust karna?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Absolutely! Tumhara budget tumhari circumstances ke saath evolve karna chahiye, isliye har kuch mahine mein adjustments karna ek smart move hai.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_insurance/Insurance/MACHINERY EQUIPMENT INSURANCE POLICY_page-0003.jpg", "text": null, "type": "image" }, { "image": null, "text": "Dear Sir/Madam,\n\nI hope this message finds you well. Could you please let me know if the Machinery Equipment Insurance Policy can be customized to include additional coverage, or if it is standard for all policyholders? \n\nThank you for your assistance.\n\nWarm regards, \n[Your Name]", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Sure, here's a polite and respectful Hinglish translation:\n\n\"Ji haan, kai insurers aapko Machinery Equipment Insurance Policy mein customization ki suvidha dete hain taaki aap additional coverage options include kar sakein. Aap ise apni specific zarooraton ke hisaab se tailor kar sakte hain, jaise ki specific risks ko cover karna ya riders add karna. Kya aapko apni policy customize karne ke liye advice chahiye?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_insurance/Insurance/STANDARD FIRE AND SPECIAL PERILS POLICY_page-0002.jpg", "text": null, "type": "image" }, { "image": null, "text": "The document mei special conditions ka zikr hai. Kya aap mujhe bata sakte hain ki 'Standard Fire and Special Perils Policy' mein wo kya hain?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Certainly! Special conditions may include ensuring that the property complies with safety regulations and promptly reporting any incidents. There might also be clauses related to maintaining the premises. Would you like more information on any particular condition?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How does recent volatility compare to earlier periods when viewed with a logarithmic scale? Ab nedle volatility ko pehle samay ke saath compare karne ka tarika logarithmic scale mein dekha jaaye, toh kaisa lagta hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "When using a logarithmic scale, recent volatility appears less extreme. While the 2006-2009 period saw the largest drop, earlier declines like those in 1974 and 1987 were also significant. The chart shows that volatility in the past wasn't as different from recent years as it might initially appear. Jab logarithmic scale ka istemal hota hai, tab haal ki hichkichahat kam zyada lagti hai. Jabki 2006-2009 ka daur sabse zyada giravat dekha, pehle ke giravaton jaise 1974 aur 1987 mein bhi mahatvapurn the. Chart dikhata hai ki pehle ki hichkichahat haal ke saalon se itni alag nahi thi jitna pehle se lag sakta tha.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_insurance/Insurance/SBIG HEALTH SUPER TOP-UP_page-0009.jpg", "text": null, "type": "image" }, { "image": null, "text": "Could you please let me know if there are any benefits for family coverage under the 'SBIG Health Super Top-Up' plan?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Sure, here's the translation:\n\n\"Bot: Ji haan, yeh plan aksar family floater options provide karta hai, jo ek single sum insured ke under kai family members ko cover karta hai. Isse aapko shared protection milti hai, jo aam taur par individual policies ke mukable kam cost par hoti hai. Kya aap coverage limits ke baare mein jaanna chahenge?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How long should I hold onto my investments? Kitna samay tak mujhe apne nivesh ko pakadna chahiye?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "It’s usually acha to hold investments for the long term, allowing compound growth to work in your favor unless there’s a compelling reason to sell.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What are the key risks of trading options? (Risks of Options Trading) Options trading mein kaun kaun se mukhya risk hote hain?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Options can be complex aur risky hote hain, jisme significant losses ka potential hota hai. Risks involved hain Market Risk, Inflation Risk, Leverage Risk, Liquidity Risk aur Complexity Risk.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What can financial manipulation reveal about a stock? Financial manipulation se ek stock ke baare mein kya pata chal sakta hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Financial manipulation ek company ke reported earnings aur overall financial health ke sath potential issues indicate kar sakta hai, jo further research ko crucial banata hai.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "I carelessly invested in a stock on a spike near the peak price. How can I salvage my investment? Mujhe laparwahi se ek stock mein invest kiya tha jab uska daam peak price ke kareeb tha. Mera investment kaise bachaya ja sakta hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Consider karte hain ek stop-loss order set karne ka taki further losses ko limit kiya ja sake, company ke fundamentals ko evaluate kiya ja sake, aur agar aap uski recovery mein vishwas rakhte hain toh investment ko long term ke liye hold kar sakte hain.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Notice-of-Default-Form (1).jpg", "text": null, "type": "image" }, { "image": null, "text": "Certainly! Here's a polite and respectful Hinglish translation:\n\n\"Ek borrower Notice of Default milne ke baad apna credit kaise sudhaar sakta hai?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Certainly! Here's a polite and respectful translation in Hinglish:\n\n\"Ek borrower apna credit sudhaar sakta hai consistent aur time par payments karke, existing debts ko kam karke, aur zarurat padne par ek credit counselor ke saath milkar kaam karke. Ek positive payment history banana bahut mahatvapurn hai. Kya aap kisi reputable credit counseling service ko dhundhne ke liye tips chahenge?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images/banking/application-for-loan-overdraft-against-securities-05jan-22_page-0007.jpg", "text": null, "type": "image" }, { "image": null, "text": "Could you please explain how the interest rate is determined for a loan against securities in this application?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "The interest rate usually depends on the type and value of the securities you provide, your creditworthiness, and the current market conditions. Lenders may offer variable or fixed rates. If you need any clarification on the rate types, please feel free to ask.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Loan assumable hone ka kya arth hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "It allows a buyer to take over the seller's VA Loan under the same terms. Let me know if you'd like more details on how this works! Yeh ek buyer ko allow karta hai seller ke VA Loan ko wahi terms ke under assume karne ke liye. Agar tumhe iske baare mein aur details chahiye toh mujhe batana!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images/banking/Retail_NetBanking_form 2.png", "text": null, "type": "image" }, { "image": null, "text": "\"If you need any assistance while filling out the Retail NetBanking registration form, please feel free to reach out for help.\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "If you need help while filling out the Retail NetBanking registration form, aap apne bank ke customer support se guidance ke liye sampark kar sakte hain. Iske alawa, kai banks apni website ke through online tutorials ya assistance options bhi offer karte hain. Kuch aur madad chahiye?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How does the bid-ask spread impact traders? Kaise bid-ask spread traders par asar dalta hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Hello! The bid-ask spread acts as a transaction cost—wider spreads increase costs, while narrower spreads reduce them. Let me know if you’d like tips on finding low-spread assets!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_trading/trading/re-kyc form 2.png", "text": null, "type": "image" }, { "image": null, "text": "If there are discrepancies in the information provided on the re-KYC form in the image, what steps should I take?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "If there are discrepancies, aapko turant apne financial institution se sampark karna chahiye taaki unhe theek kiya ja sake. Isme shayad sudhare hue documents ya additional verification submit karna shamil ho sakta hai. Kya aapko customer support se madad lene ke liye sampark karne ka tareeka bataun?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_trading/trading/individual-demat-and-trading-account-opening-form_page-0005.jpg", "text": null, "type": "image" }, { "image": null, "text": "I'm looking at this trading account opening form. Could you kindly guide me on which details I need to fill in?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Please provide your personal details such as name, address, and PAN. Additionally, kindly share your bank account information, a photo ID for KYC, and your trading preferences. If you need assistance with any specific section, feel free to ask.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Education Loan Application Form_page-0005.jpg", "text": null, "type": "image" }, { "image": null, "text": "Ji haan, main deferred repayment options ko consider kar raha hoon. Ye kaise kaam karte hain?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Bot: Deferred repayment ka matlab hai ki aap apne payments ko graduation ke baad tak postpone kar sakte hain. Is period ke dauran interest lag sakta hai. Kripya specific terms ke liye apne lender se clarify kar lein. Kya aap aur details chaahenge ki repayment kaise overall loan cost ko affect karta hai?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Help! Need advice on managing unexpected medical bills. Translation: Help! Zarurat hai salah ke liye managing unexpected medical bills ke baare mein.", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Yeh ek emergency hai! Daro mat apne emergency fund ka istemal karne mein. Yeh tumhare liye achha nahi hai agar tum iska istemal nahi karte jab ek bada, anjaane kharcha aa jata hai. Bas mehnat karo usse baad mein dubara banane ke liye. Main 0% credit card se bachunga kyunki jab promotional period khatam ho jata hai, tab tumhe deferred interest ka bada bill bharna pad sakta hai. Hospital ko call karo aur apni situation samjha kar puchho agar woh tumhe koi discount de sakte hain. Also, zyadatar providers tumhare saath kaam karenge ek payment plan par with 0% interest. Shayad tum unhe seedha 12 mahino mein ya kuch aise hi bina interest ke pay kar sakte ho.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Can defaulting companies retain any equity value?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Rarely; most times, stocks are delisted or frozen, and existing equity is canceled in favor of debt repayment. Rarely; zyadatar samay, stocks ko delist ya freeze kiya jata hai, aur maujooda equity ko debt repayment ke favore mein cancel kiya jata hai.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Isn’t it better to focus on total returns rather than just dividends?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Exactly. Total return is what matters—dividends are just a distribution of profits, not free money. Some investors mistakenly believe dividends are safer, but in reality, they’re a form of forced capital gains, which doesn’t necessarily lead to better returns. Bilkul. Poora return hi maayene rakhta hai—dividends sirf profits ka distribution hai, muft paise nahi. Kuch investors galatfehmi se samajhte hain ki dividends safe hai, par haqeeqat mein, yeh ek prakar ka majboor capital gains hai, jo hamesha behtar returns tak nahi pahunchata.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What if mera employer 401(k) ke liye koi match nahi deta?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Without a match, aap debt repayment par zyada dhyaan dena chahte hain ya phir aise investment options explore karna chahte hain jo behtar returns provide kar sakte hain ya aapke financial goals ke saath align ho sakte hain.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Education Loan Application Form_page-0007.jpg", "text": null, "type": "image" }, { "image": null, "text": "Could you please share the eligibility criteria for the education loan?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Certainly! Generally, aapko Indian resident hona padega jo kisi eligible course mein enrolled ho. Ek co-borrower bhi chahiye hoga jiska regular income ho. Kya aap eligible courses ya co-borrower income criteria ke bare mein details chahenge?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How can I protect my savings from inflation? (Protecting Savings) Kaise main apne savings ko inflation se protect kar sakta hoon? (Protecting Savings)", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Consider karna ki assets mein invest karna, jo aam taur par inflation se aage badhti hai, jaise ki stocks ya real estate.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What is a growth-oriented ULIP? Converted into Hinglish as per the guidelines: Growth-oriented ULIP kya hota hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "A growth ULIP invests in equity-heavy portfolios ko maximize wealth over the long term. Let me know for further assistance!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Can self-employed individuals qualify for a fixed-rate mortgage? Kya khud kaam karne wale vyakti fixed-rate mortgage ke liye qualify ho sakte hain?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Absolutely, lekin aapko aur documents dena hoga jaise tax returns aur profit/loss statements. Agar aapko inko taiyaar karne mein madad chahiye, toh feel free to ask!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Interest rates NRE aur NRO accounts ke liye kya hain? Kya ye regular savings accounts se alag hain?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Hello! Interest rates NRE aur NRO accounts ke liye aam taur par woh jo regular savings accounts par diye jaate hain, unse adhik hote hain. Banks aksar NRE aur NRO accounts par kheechne ke liye NRIs ko Bharat mein apne funds rakhne ke liye akarshak interest rates deti hain. Jabki theek rates bank aur deposit ki avdhi par nirbhar karte hain, aap aam taur par dekhenge ki NRE aur NRO accounts standard savings accounts se behtar returns offer karte hain. Apne bank se un vishesh rates ke liye pata kar lena faydemand hoga. Mujhe ummeed hai ki ye cheezein clear ho gayi hongi! Agar aur sawal hain toh mujhe batayein.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_insurance/Insurance/MARINE CARGO INSURANCE POLICY_page-0002.jpg", "text": null, "type": "image" }, { "image": null, "text": "\"Marine Cargo Insurance Policy ke image mein diye gaye exclusions ke baare mein mujhe kin cheezon ka dhyaan rakhna chahiye?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Sure, here's a translation in polite and respectful Hinglish:\n\n\"Common exclusions mein losses from inadequate packaging, inherent vice in goods, delay, war, aur radioactive contamination shamil hote hain. Ye aksar policy mein detail se likhe hote hain. Kisi specific exclusion ya kaise ye claim ko affect kar sakte hain par koi clarification chahiye?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How does backtesting work? Backtesting ka kaam kaise karta hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "It involves testing a trading strategy on historical data to evaluate its performance. Let me know if you’d like tips on backtesting! Yeh trading strategy ko itihaasik data par test karne ka kaam hai taaki uski performance ka anumaan lagaya ja sake. Agar backtesting ke tips chahiye toh mujhe batao!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_insurance/Insurance/Group Loan Insurance-Claim Form_page-0005.jpg", "text": null, "type": "image" }, { "image": null, "text": "Could you please guide me on the process to submit the 'Group Loan Insurance-Claim Form' once it has been filled out?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Please submit the completed form to the insurance provider using their specified submission method, which could be by mail, in-person, or online. Kindly ensure that you include all necessary supporting documents. Do you need help finding the provider's contact details?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_trading/trading/individual-demat-and-trading-account-opening-form_page-0002.jpg", "text": null, "type": "image" }, { "image": null, "text": "\"Is form ke trading account section mein kaun kaun se account types available hain jo select kiye ja sakte hain?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "The trading account section mein aapko aam taur par individual, joint, ya HUF (Hindu Undivided Family) jaise account types milte hain. Har ek type ke apne specific requirements aur benefits hote hain. Kya aap inme se apne liye sahi account chunne ke liye aur zyada jaankari chahenge?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What’s the difference between a savings account and a checking account? Savings account aur checking account mein kya antar hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "A savings account wahi jagah hai jahan aap paisa daalte hain jo aap turant kharch nahi karne waale hain, aur aam taur par kuch interest bhi kamata hai. Ek checking account din-prati-din ke kharcho ke liye hota hai, jaise ki bills bharna ya groceries khareedna.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What should I look for in a financial adviser to ensure they're a good fit for my needs? Main kis tarah se financial adviser mein dekhun taaki wo mere needs ke liye ek acchi fit ho?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Look for an adviser with high qualifications, such as CFPs, who provide a holistic view. Ensure they have relevant qualifications (Level 4 or 6) and practical experience, offer unbiased advice, and are not tied to specific products or institutions. Combining strong qualifications with experience will give you the best approach to retirement planning.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Should I hamesha apne 401(k) contributions ko max out karna chahiye?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Yes, agar aap afford kar sakte hain toh apne contributions ko maximum tak pahunchana ideal hai, khas karke kisi bhi employer match ka pura fayda uthane ke liye.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Loan Tenure Modification Request Form_page-0001.jpg", "text": null, "type": "image" }, { "image": null, "text": "Could you kindly let me know what inputs are usually needed by the Bankrate loan calculator to estimate new monthly payments?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "\"Please input your loan amount, new loan term, and interest rate. It might also ask for any additional fees to give you a comprehensive monthly payment estimate. If you need guidance on where to find your current interest rate, feel free to ask.\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What are the fees for international debit card transactions in Asia? Fees kya hai international debit card transactions ke liye Asia mein?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Fees vary but typically include currency conversion charges and a small transaction fee. Premium cards may waive these fees. Let me know if you’d like specific details for your card! Fees vary parantu aam taur par ismein currency conversion charges aur ek chhota transaction fee shamil hota hai. Premium cards in fees ko maaf kar sakte hain. Agar aap apne card ke liye vishesh tafseelat chahte hain to mujhe bataiye!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How does it compare to an ARM in a stable interest-rate market? Kaise compare hota hai ye ek ARM ke saath ek stable interest-rate market mein?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "In a stable market, fixed-rate mortgages are less risky since they lock in a consistent rate. Let me know if you have more questions! Have a wonderful day! In ek stable market mein, fixed-rate mortgages kam risky hote hain kyunki woh ek consistent rate lock kar lete hain. Agar aapke aur koi sawal hain to mujhe batayein! Ek shandar din ho aapka!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Copy of Cash Credit Loan Application Form_page-0002.jpg", "text": null, "type": "image" }, { "image": null, "text": "\"Cash Credit Loan Application Form ke saath mujhe kaunse financial statements provide karne chahiye?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "\"Please provide balance sheets, income statements, and cash flow statements. These documents demonstrate your business's financial health and ability to repay the loan. Do you need any further assistance in understanding these statements?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Customer Request Form-Loans (2).jpg", "text": null, "type": "image" }, { "image": null, "text": "Sure! Here's the translation in polite and respectful Hinglish:\n\n\"Customer Request Form ke saath loan application ke liye mujhe kaunse documents attach karne chahiye?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "\"For documentation, please include your ID proof, address proof, recent payslips, bank statements, employment letter, and tax returns if applicable. Aapko collateral documents ki bhi zaroorat ho sakti hai agar required ho. Kya aapko loan type options par guidance chahiye?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Will mera account number ya koi aur details badal jayega jab main apna naam update karu?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "When you update your name in the bank account, your account number and other account details typically remain the same. Only your name will be updated in the bank's records. You may receive an updated passbook or account statement reflecting the new name, but the account number, balance, and other details should stay unchanged. Let me know if you need more information!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_trading/trading/individual-demat-and-trading-account-opening-form_page-0005.jpg", "text": null, "type": "image" }, { "image": null, "text": "\"Is form par jo trading preferences mention kiye gaye hain, woh kya hain aur mujhe inhe kaise decide karna chahiye?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "\"Trading preferences mein aam taur par cash ya margin trading chunna, pasandida exchanges chunna, aur risk tolerance level shamil hote hain. Apne financial goals, experience, aur risk appetite par adharit karke apna faisla lein. Kisi specific preference par aur zyada madad chahiye?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/PRE-APPROVAL FORM - PAYROL _page-0002.jpg", "text": null, "type": "image" }, { "image": null, "text": "Could you please guide me on how to fill out the employment details section on the pre-approval loan form? Thank you!", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "In the employment details section, please provide your job title, employer's name and address, duration of employment, and your monthly income. Agar aapko income ke liye aur information chahiye, toh please let us know.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Should I pehle apna 401(k) ya fir IRA ko priority dena chahiye?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Prioritize karo apna 401(k) agar tumhara employer matching contributions offer karta hai, kyunki yeh basically free money hai.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Is it better to focus on paying off debt before I start investing? Kya behtar hai ki main pehle karz chukane par dhyan do ya phir invest karna shuru kar do?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "It's often a good idea to pay off high-interest debt before investing, as the interest on debt can outweigh potential investment gains. Translation: Kabhi kabhi high-interest debt ko invest karne se pehle chukana ek acchi soch hoti hai, kyunki debt par interest potential investment gains se zyada ho sakta hai.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Withdrawing paisa from a Roth IRA account ke cons kya hain?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Withdrawing funds can lose creditor protection, especially in bankruptcy situations. If you foresee bankruptcy, consider this before withdrawing. Funds withdraw karne se creditor protection kho sakti hai, khaaskar bankruptcy situations mein. Agar aap bankruptcy ki sambhavna dekhte hain, toh is baat ko vichar kar lena chahiye pehle se hi withdraw karne se pehle.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What are the advantages of tax-deferred accounts? Kya hain tax-deferred accounts ke fayde?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Hello! Tax-deferred accounts provide the benefit of allowing your investments to grow without paying taxes until you make a withdrawal. Let me know if you'd like further assistance. Have a great day! Translation: Hello! Tax-deferred accounts provide karte hain fayda of allowing your investments to grow without paying taxes until you make a withdrawal. Mujhe batao agar aur madad chahiye. Ek shandar din ho!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Derivative contracts kaise kaam karte hain investments mein?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Hello! Derivatives wale contracts hote hain jo underlying assets se value derive karte hain, jinhe hedging ya speculative purposes ke liye istemal kiya jata hai. Further assistance ke liye mujhe bataiye!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What is the best way to track my spending habits?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Tracking your spending ko apps ke through ya phir manually har purchase likh kar kar sakte ho to gain insight into your habits.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Working Capital Loan Application Form_page-0009.jpg", "text": null, "type": "image" }, { "image": null, "text": "\"Jab main is form ka istemal karke working capital loan ke liye apply kar raha hoon, toh mujhe kaunse documents provide karne ki zarurat hai?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "You'll need to provide financial statements, tax returns, business registration documents, and personal identification. Agar kisi specific document mein madad chahiye toh aap bata sakte hain.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What are some low-risk investment options for retirement savings Kuch low-risk investment options hain retirement savings ke liye", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Some low-risk options include bonds (like government or corporate bonds), certificates of deposit (CDs), and money market funds. These investments generally offer more stability but lower returns compared to stocks. Kuch low-risk options mein shaamil hain bonds (jaise government ya corporate bonds), certificates of deposit (CDs), aur money market funds. Ye investments generally zyada stability provide karti hain lekin stocks ke mukablein kam returns offer karti hain.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Personal Loan Balance Transfer Form_page-0009.jpg", "text": null, "type": "image" }, { "image": null, "text": "Certainly! Here's a polite and respectful Hinglish translation:\n\n\"Please kindly guide me on where I should submit the completed Personal Loan Balance Transfer Form and documents.\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Certainly! Here's a polite and respectful Hinglish translation:\n\n\"Aapko poora kiya hua form aur documents us bank ko submit karna chahiye jahan aap loan transfer karna chahte hain. Aap ye kaam aam taur par unke portal ke through online ya phir kisi branch mein jaakar kar sakte hain. Kya aapko unke contact details dhundhne mein madad chahiye?\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How do I choose the right trading strategy? Kaise select karu sahi trading strategy?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Your strategy should match your goals, risk tolerance, and trading style. Let me know if you'd like help determining what suits you best!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/final-loan-against-securities-application-form (5).jpg", "text": null, "type": "image" }, { "image": null, "text": "Could you please let me know if I need to provide any guarantors' details on the 'Loan Against Securities Application Form'?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Typically, loans against securities do not require guarantors since your assets are collateral. However, please do check the specific form requirements. If you need any assistance in reviewing the application terms, feel free to reach out.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images/banking/cvce-application-form9.png", "text": null, "type": "image" }, { "image": null, "text": "I noticed ki application form mein references ke liye ek section hai. Wahan par mujhe kya include karna chahiye?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "For the references section, please provide names, contact information, and their relationship to you. Banks usually prefer professional or financial references who can vouch for your reliability. Agar aapko references select karne mein koi guidance chahiye, toh please mujhe batayein!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Advantages preferred shares hold karne ke common stocks ke muqable mein kya hain", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Preferred shares generally offer higher dividend yields than common stocks and have priority over common shares in the event of liquidation. However, they usually don't have voting rights, and their price appreciation potential may be limited compared to common stocks. Preferred shares aam taur par common stocks se zyada dividend yield offer karte hain aur liquidation ke event mein common shares ke priority rakhte hain. Lekin, aam taur par unhe voting rights nahi hote, aur unka price appreciation potential common stocks ke muqable mein mehdood ho sakta hai.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What happens agar mera extra credit ka refund mera current balance se zyada ho jata hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Hi there! Agar aapke extra credit ka refund aapke current balance se adhik hota hai, toh ye extra rakam aam taur par aapke account mein ek credit ke roop mein bana rahega. Ye credit aane wale bhugtaan ya kharidariyon mein istemal kiya ja sakta hai, jab aapka bhugtaan ho. Agar aap chahein toh customer service se sampark karke refund ka istemal karne ke liye aur options ke baare mein jaankari prapt kar sakte hain. Agar aur koi sawal ho toh mujhe bataiye!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Notice-of-Default-Form (2).jpg", "text": null, "type": "image" }, { "image": null, "text": "Could you please explain what specific information is included in a \"Notice of Default\" form?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Aapke \"Notice of Default\" mein aapke loan ki details, kitni rakam overdue hai, missed payments ki due date, aur default ko resolve karne ke steps shamil hote hain. Yeh aage ke legal action ke liye timeline bhi bata sakta hai. Kya aapko kisi specific section ko samajhne mein madad chahiye?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Personal Loan Balance Transfer Form_page-0006.jpg", "text": null, "type": "image" }, { "image": null, "text": "\"Before filling out the personal loan balance transfer form, how can I ensure my eligibility?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Please ensure that you meet the bank’s eligibility criteria such as credit score, income, employment stability, and remaining loan tenure. Review these factors carefully to enhance your chances of approval. If you need any assistance in understanding these criteria, please feel free to ask.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What is herd mentality in trading? Herd mentality kya hoti hai trading mein?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Herd mentality tab hoti hai jab traders doosron ke actions ko follow karte hain apne khud ke analysis par bharosa karne ke bajaye. For example, agar bahut saare investors kisi particular stock ko buy karte hain, toh doosre bhi usi ke footsteps mein chal sakte hain, dar ke maare ki unhe potential profits miss ho jaaye. Ye behavior market bubbles create kar sakta hai ya fir significant losses bhi jab trend reverse hota hai. Herd mentality se bachne ke liye traders ko focus karna chahiye thorough research par aur apne strategies par bharosa rakhne par. Main umeed karta hoon ki yeh answer aapki informed decisions lene mein madad karega! Agar aapko is topic par aur clarification chahiye, toh mujhe bataye.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images/banking/account opening form6.png", "text": null, "type": "image" }, { "image": null, "text": "Could you please guide me on how to fill out the contact details section in this form? Should I include both my phone number and email address? Thank you!", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Ji haan, aapko apne contact details section mein apna phone number aur email address dono shamil karne chahiye. Isse bank aapse kisi bhi account-related communications ya updates ke liye asaani se sampark kar sakta hai. Kya aapko kisi aur section ke liye aur madad chahiye?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Can main ya toote hue suraksha patrao ko rin ka samay mein bech sakta hoon ya unhe redeem kar sakta hoon?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "No, aap pledged securities ko tab tak sell ya redeem nahi kar sakte jab tak lien bana rahta hai. Lekin, aap loan ko pura karke lien ko release kar sakte hain aur apne securities par full control wapas pa sakte hain. Mujhe umeed hai ki yeh restrictions ke baare mein koi doubts clear kar dega. Agar aur sawal hain toh bataiye!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "A bridge loan kya hota hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "A bridge loan ek short-term loan hai jo financial gaps ko cover karne ke liye design kiya gaya hai jab tak longer-term funding secure nahi hoti. Isse often real estate mein use kiya jata hai ek nayi property khareedne ke liye jab tak purani property ki sale nahi hoti. Kya aap iske terms ke baare mein aur janna chahte hain?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_insurance/Insurance/Group Loan Insurance-Claim Form_page-0001.jpg", "text": null, "type": "image" }, { "image": null, "text": "I'm looking at the Group Loan Insurance Claim Form. Ye form exactly kis liye use hota hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "\"The Group Loan Insurance Claim Form ka istemaal group loan par insurance coverage ke liye claim file karne ke liye kiya jata hai. Ye members ki madad karta hai loan amount recover karne mein agar kisi anjaani paristhiti ke karan borrower ki repayment ki kshamta par asar padta hai. Hum aapki suraksha aur sahayata ke liye yahan hain.\"", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Why does my card get declined even after informing the bank about my travel plans? Mere card kaunse ho gaya hai ki bank ko meri travel plans ke baare mein inform karne ke baad bhi decline ho jata hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Hello! Agar aapne bank ko apne travel plans ke baare mein inform kiya hai, toh aapka card phir bhi decline ho sakta hai kuch security measures ke karan. Ye ho sakta hai agar bank anaitik kharch ke patterns ko detect karta hai ya fir agar aap jo merchant ke saath transaction kar rahe hain, woh potential risks ke liye flagged hai. Aur international transactions par limits ya card ke network mein issues bhi decline ka karan ho sakte hain. Hamesha ek backup payment method carry karne ka accha vichaar hai aur ensure karein ki aapke card mein sufficient balance hai aur updated contact information hai. Bank se clarification ke liye sampark karne mein hichkichahat na karein. Safe travels!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "When can I use an FD withdrawal form? Ans: FD withdrawal form ka istemal kab kiya ja sakta hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "You can use the FD withdrawal form ya to claim the principal and interest on the maturity date of the FD ya phir maturity se pehle premature closure ke liye request karne ke liye. I hope yeh uska purpose clear kar deta hai. Aur agar aur kuch poochna ho toh feel free to ask!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How to decide on limits when purchasing/selling stocks? Kaise decide karein limits jab stocks khareedte ya bechte hain?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Your strategy tha ke tumne kaha tha ki ise ek index fund mein dalna hai. Par phir tumne stock limits set karne ke baare mein puchha. Mujhe confusion ho rahi hai. Funds usually din ke end par apni price par trade karte hain, toh tumhe is par time nahi lagana chahiye. Just apna order place karo. Agar tum ETFs khareed rahe ho, toh market par itna volume hoga ki tumhara small trade price par koi asar nahi dalne wala hai. Tumhe bas ek market order place karna chahiye. Ek market order ek order hota hai jisme aap ek stock ko buy ya sell karne ke liye current market price par place karte ho. Ek limit order ek order hota hai jisme aap ek security ko specific price par buy ya sell karne ke liye place karte ho. US mein jab bhi aap kisi broker ke saath trade karte ho, toh aap ya toh ek limit order place kar sakte ho ya ek market order. Ek market order sirf aapke order ko next best sellers ke saath match karta hai. Agar aap ek limit order place karte ho, toh aap specific price par shares khareedna specify karte ho. Tumhara order tab fill hoga jab", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Are there prepayment penalties on ARMs? Kya ARMs mein prepayment penalties hote hain?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Some ARMs include prepayment penalties, so it’s important to check your loan terms. Let me know if you’d like help reviewing them!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What should I be cautious about when trading with a smaller amount like this? किस बात का ध्यान रखना चाहिए जब इस तरह की छोटी राशि के साथ ट्रेडिंग कर रहा हूँ?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Be cautious about transaction costs aur short-term capital gains taxes. Chhote rashi ke saath, baar-baar vyapar karne se aapki vyapar ki tulna mein uchit shulk ho sakta hai. Trading mein andar-bahar karne ki jagah, ek zyada dhairya se socha ja sakta hai. Ek bhinnit fund ya ETF mein nivesh karna shulk ko kam karne aur risk ko sambhalne ke liye ek behtar strategy ho sakti hai.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Are there taxes on profits from an ISA when selling shares? Kya ISA se share bechne par profit par tax lagta hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Selling shares within an ISA ya New ISA par capital gains tax (CGT) aur income tax se mukt hai.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "How do they ensure the fund tracks the index accurately? Kaise woh ensure karte hain ki fund index ko accurately track karta hai?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "They follow specific strategies to handle securities aur rebalance the fund according to index changes. Kuch funds use \"representative samples\" to track indices, jo ki carefully selecting stocks ko involve karta hai to match the index performance.", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/Business-Loan-Application-Form-IDFC-Bank_page-0004.jpg", "text": null, "type": "image" }, { "image": null, "text": "\"I found this Business Loan Application Form from IDFC Bank. Is there anything I should consider before filling it out?\" \n\nIn polite and respectful Hinglish:\n\n\"Mujhe yeh IDFC Bank ka Business Loan Application Form mila hai. Isko fill karne se pehle mujhe kya-kya cheezein consider karni chahiye?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Before filling out, please consider the loan amount you need, your business’s financial health, and the repayment terms. It's also essential to review the required documentation and eligibility criteria. Would you like more specifics on these areas?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "What’s the difference between financial independence and early retirement? Kya farak hai financial independence aur early retirement mein?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Hello! Financial independence ka matlab hai ki aapke investments ya assets se itni income ho jo aapke living expenses ko cover kar sake bina kisi job par dependent hone ke. Ispar dhyan diya jata hai ki aapke paas waqt kaise bitana hai, aapke pasand ke hisaab se. Early retirement, dusri taraf, specifically kahta hai ki traditional retirement age se pehle kaam karna band kar dena, jise aksar ek goal maana jata hai jab aap financial independence achieve kar lete hain. Essentially, financial independence ek broader concept hai, jabki early retirement ek specific lifestyle choice hai jo isko achieve karne ke baad aati hai. Aapke financial goals ke saath all the best!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Do maine puri form ko bharana zaroori hai, ya kuch sections ko chhod sakti hoon?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Hello! Aksar, sabse zaroori hota hai ki aap poora account opening form bharein taaki aapki application bina kisi rukaawat ke process ho sake. Har section ko specific jaankari collect karne ke liye design kiya gaya hai jo aapki pehchaan, pata, aur account ke liye eligibility verify karne ke liye zaroori hoti hai. Lekin, agar koi section optional ke taur par mark kiya gaya hai, to aap use khali chhod sakte hain. Agar aap form ke kisi bhaag mein sandeh mehsoos kar rahe hain, to aap banker se guidance maang sakte hain. Hamesha behtar hota hai ki aap poora aur sahi jaankari provide karein taaki account opening mein koi der ya uljhan na ho. Mujhe ummeed hai ki yeh aapki madad karegi! Agar aapke paas aur koi sawaal ho toh mujhe bataiye. Dhanyavad!", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_loan/Loan/application-form-for-home-loan-and-loan-against-property (3).jpg", "text": null, "type": "image" }, { "image": null, "text": "Certainly! Here's a translation in polite and respectful Hinglish:\n\n\"What should I do agar mere paas incomplete property documents hain jab main home loan ke liye apply kar raha hoon?\"", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "If your documents are incomplete, please contact the property's issuing authority for guidance. Banks might offer a provisional approval, but full approval requires complete documents. Need tips on which specific documents to prioritize obtaining first?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_trading/trading/form Fn5 1.png", "text": null, "type": "image" }, { "image": null, "text": "I noticed that there is a section for 'Trading Preferences' on the form. What should I indicate there?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "'Trading Preferences' ke liye, kripya apni trading frequency, preferred markets, aur instruments jaise stocks, options, ya futures ko indicate karein. Yeh humein aapki zarooraton ke mutaabik services tailor karne mein madad karta hai. Kya aapko kisi specific preference ko samajhne mein madad chahiye?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": "/home/sarmistha/Sarmistha/ECML/extracted_images_insurance/Insurance/Loan Insurance Policy-Claim Form_page-0004.jpg", "text": null, "type": "image" }, { "image": null, "text": "Could you please let me know if there is a deadline for submitting the loan insurance claim form after an event occurs?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Ji, zyada tar insurance policies mein dawa (claim) ko event ke baad ek specific time frame ke andar submit karna zaroori hota hai, jo aksar 30 se 90 din hota hai. Kripya apne policy document ko check karein taaki exact deadlines ka pata chal sake. Kya aapko apni policy mein yeh information dhoondne mein madad chahiye?", "type": "text" } ], "role": "assistant" } ]

[ { "content": [ { "image": null, "text": "Can main brokerage ya transaction fees ke liye deductions claim kar sakta hoon?", "type": "text" } ], "role": "user" }, { "content": [ { "image": null, "text": "Yes, brokerage aur transaction fees ko taxable income calculate karte waqt aapke gains se deduct kiya ja sakta hai. In expenses ka record rakhein for accurate tax filing. Dhanyavad aapki attention ke liye, aur ek achha din ho!", "type": "text" } ], "role": "assistant" } ]